.thead[data-astro-cid-54ronwho]{position:relative;padding:clamp(88px,11vh,116px) 0 clamp(16px,2.4vh,24px);background:var(--paper);overflow:hidden}.thead[data-astro-cid-54ronwho] .pg[data-astro-cid-54ronwho]{position:absolute;inset:0;z-index:0;pointer-events:none;background-size:70px 70px;background-image:linear-gradient(rgba(18,18,20,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(18,18,20,.04) 1px,transparent 1px);-webkit-mask-image:radial-gradient(120% 90% at 20% 0,#000,transparent 70%);mask-image:radial-gradient(120% 90% at 20% 0,#000,transparent 70%)}.thead[data-astro-cid-54ronwho] .wrap[data-astro-cid-54ronwho]{position:relative;z-index:1}.thead[data-astro-cid-54ronwho] .kicker[data-astro-cid-54ronwho]{margin-bottom:14px}.toolhead[data-astro-cid-54ronwho] .lead[data-astro-cid-54ronwho]{max-width:62ch;margin-top:14px}.toolhead[data-astro-cid-54ronwho] h1[data-astro-cid-54ronwho]{font-size:clamp(34px,4.6vw,58px);max-width:18ch;line-height:1.04;margin-top:4px}.back[data-astro-cid-54ronwho]{display:inline-flex;align-items:center;gap:8px;font-family:var(--mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:20px;transition:color .2s}.back[data-astro-cid-54ronwho]:hover{color:var(--red)}.back[data-astro-cid-54ronwho] .ico[data-astro-cid-54ronwho]{width:13px;height:13px}.toolband[data-astro-cid-54ronwho]{padding-top:0}.toolintro[data-astro-cid-54ronwho]{max-width:940px;margin:0 0 clamp(22px,3vh,32px);font-family:var(--sans);font-size:clamp(15.5px,1.35vw,17.5px);line-height:1.66;color:var(--ink-soft)}.calc[data-astro-cid-54ronwho]{display:grid;grid-template-columns:1fr 1.05fr;gap:22px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 30px 60px -44px #1212148c}.calc-in[data-astro-cid-54ronwho]{display:flex;flex-direction:column;gap:20px}.fld[data-astro-cid-54ronwho]{display:flex;flex-direction:column;gap:8px}.fld-l[data-astro-cid-54ronwho]{font-family:var(--sans);font-weight:600;font-size:14px;color:var(--ink)}.fld-h[data-astro-cid-54ronwho]{font-family:var(--sans);font-size:12.5px;color:var(--ink-soft);line-height:1.4}.inp[data-astro-cid-54ronwho]{display:flex;align-items:center;background:var(--paper);border:1px solid var(--line);border-radius:10px;overflow:hidden;transition:border-color .2s,box-shadow .2s}.inp[data-astro-cid-54ronwho]:focus-within{border-color:var(--red);box-shadow:0 0 0 4px #e8434c1f}.inp[data-astro-cid-54ronwho] select[data-astro-cid-54ronwho]{width:100%;border:0;background:transparent;font-family:var(--sans);font-size:17px;color:var(--ink);padding:14px 34px 14px 14px;outline:none;-webkit-appearance:none;appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2354565d' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center}.covset[data-astro-cid-54ronwho]{border:0;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}.covset[data-astro-cid-54ronwho] legend[data-astro-cid-54ronwho]{padding:0;margin-bottom:2px}.cov[data-astro-cid-54ronwho]{display:flex;align-items:center;gap:12px;cursor:pointer}.cov-t[data-astro-cid-54ronwho]{font-family:var(--sans);font-size:15px;color:var(--ink);font-weight:500}.cov-t[data-astro-cid-54ronwho] em[data-astro-cid-54ronwho]{font-style:normal;color:var(--ink-soft);font-weight:400}.chk[data-astro-cid-54ronwho]{position:relative;display:inline-flex;flex:0 0 auto}.chk[data-astro-cid-54ronwho] input[data-astro-cid-54ronwho]{position:absolute;opacity:0;width:22px;height:22px;margin:0;cursor:pointer}.chk-box[data-astro-cid-54ronwho]{width:22px;height:22px;border:1px solid var(--line);border-radius:6px;background:var(--paper);transition:background .15s,border-color .15s}.chk[data-astro-cid-54ronwho] input[data-astro-cid-54ronwho]:checked+.chk-box[data-astro-cid-54ronwho]{background:var(--red);border-color:var(--red)}.chk[data-astro-cid-54ronwho] input[data-astro-cid-54ronwho]:checked+.chk-box[data-astro-cid-54ronwho]:after{content:"";position:absolute;left:8px;top:4px;width:5px;height:10px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}.chk[data-astro-cid-54ronwho] input[data-astro-cid-54ronwho]:focus-visible+.chk-box[data-astro-cid-54ronwho]{box-shadow:0 0 0 4px #e8434c2e}.tools-val[data-astro-cid-54ronwho]{padding:4px 0 6px 34px;display:flex;flex-direction:column}.tools-val[data-astro-cid-54ronwho] input[data-astro-cid-54ronwho][type=range]{width:100%;accent-color:var(--red);cursor:pointer}.calc-out[data-astro-cid-54ronwho]{background:var(--dark);color:#fff;border-radius:12px;padding:24px 24px 20px;display:flex;flex-direction:column}.res-hero[data-astro-cid-54ronwho]{border-bottom:1px solid rgba(255,255,255,.12);padding-bottom:16px;margin-bottom:14px}.res-lbl[data-astro-cid-54ronwho]{display:block;font-family:var(--mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:#ffffff8c}.res-big[data-astro-cid-54ronwho]{display:block;font-family:var(--serif);font-size:clamp(30px,4.2vw,42px);line-height:1.06;margin:6px 0 4px;color:#fff}.res-sub[data-astro-cid-54ronwho]{display:block;font-family:var(--mono);font-size:12px;letter-spacing:.02em;color:var(--red-bright);line-height:1.5}.res-rows[data-astro-cid-54ronwho]{display:flex;flex-direction:column;gap:2px;min-height:24px}.rr[data-astro-cid-54ronwho]{display:flex;align-items:baseline;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.08)}.rr[data-astro-cid-54ronwho]:last-child{border-bottom:0}.rr-l[data-astro-cid-54ronwho]{font-family:var(--sans);font-size:13.5px;color:#ffffffd1}.rr-v[data-astro-cid-54ronwho]{font-family:var(--mono);font-size:14px;color:#fff;white-space:nowrap}.rr-muted[data-astro-cid-54ronwho] .rr-v[data-astro-cid-54ronwho]{color:#ffffff80;font-style:italic}.res-fine[data-astro-cid-54ronwho]{font-family:var(--sans);font-size:11.5px;line-height:1.5;color:#ffffff80;margin:14px 0 0}.ratesline[data-astro-cid-54ronwho]{font-family:var(--mono);font-size:11px;letter-spacing:.03em;color:var(--ink-soft);margin:16px 2px 0;line-height:1.6}.artband[data-astro-cid-54ronwho]{padding-top:clamp(48px,7vh,80px)}.artgrid[data-astro-cid-54ronwho]{display:grid;grid-template-columns:minmax(220px,300px) 1fr;gap:clamp(28px,5vw,72px);align-items:start;margin:0 0 clamp(40px,6vh,64px)}.artrail[data-astro-cid-54ronwho]{position:sticky;top:96px}.railkick[data-astro-cid-54ronwho]{font-family:var(--mono);font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:var(--red);margin-bottom:12px}.railh[data-astro-cid-54ronwho]{font-family:var(--serif);font-weight:500;font-size:clamp(24px,2.9vw,34px);line-height:1.14;color:var(--ink);letter-spacing:-.01em;margin:0;max-width:16ch}.artbody[data-astro-cid-54ronwho]{max-width:68ch}.artbody[data-astro-cid-54ronwho] p[data-astro-cid-54ronwho]{font-size:clamp(16px,1.35vw,17.5px);line-height:1.78;color:#2b2b30;margin:0 0 22px}.artbody[data-astro-cid-54ronwho] p[data-astro-cid-54ronwho]:last-child{margin-bottom:0}.artbody[data-astro-cid-54ronwho] strong[data-astro-cid-54ronwho]{color:var(--ink);font-weight:600}.artbody[data-astro-cid-54ronwho] a[data-astro-cid-54ronwho]{color:var(--red);border-bottom:1px solid rgba(232,67,76,.35)}.callouts[data-astro-cid-54ronwho]{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:0 0 clamp(40px,6vh,64px)}.cocard[data-astro-cid-54ronwho]{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 20px;box-shadow:0 22px 44px -40px #12121480}.cokick[data-astro-cid-54ronwho]{font-family:var(--mono);font-size:9.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--red);margin-bottom:10px}.coh[data-astro-cid-54ronwho]{font-family:var(--serif);font-weight:500;font-size:20px;color:var(--ink);margin-bottom:10px;letter-spacing:-.01em;line-height:1.15}.cocard[data-astro-cid-54ronwho] p[data-astro-cid-54ronwho]{font-family:var(--sans);font-size:13.5px;line-height:1.6;color:#2b2b30;margin:0}.artdisc[data-astro-cid-54ronwho]{max-width:840px;font-size:clamp(15px,1.3vw,16px);line-height:1.7;color:#2b2b30;margin:0 0 clamp(40px,6vh,56px)}.artdisc[data-astro-cid-54ronwho] strong[data-astro-cid-54ronwho]{color:var(--ink);font-weight:600}.toolfaq[data-astro-cid-54ronwho]{border-top:1px solid var(--line);padding-top:34px}.toolfaq[data-astro-cid-54ronwho] .afaqh[data-astro-cid-54ronwho]{font-family:var(--serif);font-weight:500;font-size:clamp(22px,2.6vw,30px);color:var(--ink);margin:0 0 20px;letter-spacing:-.01em}.faqgrid[data-astro-cid-54ronwho]{display:grid;grid-template-columns:1fr 1fr;gap:0 48px}.toolfaq[data-astro-cid-54ronwho] .afaqi[data-astro-cid-54ronwho]{border-bottom:1px solid var(--line);padding:4px 0}.toolfaq[data-astro-cid-54ronwho] .afaqi[data-astro-cid-54ronwho] summary[data-astro-cid-54ronwho]{cursor:pointer;list-style:none;padding:15px 34px 15px 0;position:relative;font-family:var(--sans);font-weight:600;font-size:16.5px;color:var(--ink);line-height:1.4}.toolfaq[data-astro-cid-54ronwho] .afaqi[data-astro-cid-54ronwho] summary[data-astro-cid-54ronwho]::-webkit-details-marker{display:none}.toolfaq[data-astro-cid-54ronwho] .afaqi[data-astro-cid-54ronwho] summary[data-astro-cid-54ronwho]:after{content:"+";position:absolute;right:4px;top:13px;font-size:22px;font-weight:400;color:var(--red);transition:transform .25s}.toolfaq[data-astro-cid-54ronwho] .afaqi[data-astro-cid-54ronwho][open] summary[data-astro-cid-54ronwho]:after{transform:rotate(45deg)}.toolfaq[data-astro-cid-54ronwho] .afaqi[data-astro-cid-54ronwho] p[data-astro-cid-54ronwho]{margin:0 0 16px;font-size:clamp(15px,1.3vw,16px);line-height:1.72;color:#2b2b30}.cta-pair[data-astro-cid-54ronwho]{display:flex;gap:14px;flex-wrap:wrap;justify-content:center}.pin[data-astro-cid-54ronwho].bone{background:var(--bone);color:var(--ink);border-color:var(--bone)}.pin[data-astro-cid-54ronwho].bone:hover{box-shadow:0 16px 44px -12px #f4f3ef66}@media(max-width:1040px){.callouts[data-astro-cid-54ronwho]{grid-template-columns:1fr 1fr}}@media(max-width:860px){.calc[data-astro-cid-54ronwho]{grid-template-columns:1fr;gap:18px;padding:20px}.artgrid[data-astro-cid-54ronwho]{grid-template-columns:1fr;gap:16px;margin-bottom:40px}.artrail[data-astro-cid-54ronwho]{position:static}.railh[data-astro-cid-54ronwho]{max-width:none}.faqgrid[data-astro-cid-54ronwho]{grid-template-columns:1fr;gap:0}}@media(max-width:560px){.callouts[data-astro-cid-54ronwho]{grid-template-columns:1fr}.res-big[data-astro-cid-54ronwho]{font-size:28px}}@media(prefers-reduced-motion:reduce){.toolfaq[data-astro-cid-54ronwho] .afaqi[data-astro-cid-54ronwho] summary[data-astro-cid-54ronwho]:after,.inp[data-astro-cid-54ronwho],.chk-box[data-astro-cid-54ronwho]{transition:none}}